Everything related to property acquisition, whether you're a first-time buyer, a repeat buyer, or an investor, can be addressed by Muuvin. Muuvin guides you through the entire property purchasing process, offering assistance at every step, regardless of the type of purchase.
Your Muuvin journey begins with an initial meeting to discuss your budget and formulate a plan for your desired location and property specifications. At this stage, estimates for the entire home-buying process can be provided. Muuvin can also recommend solicitors, surveyors, and suggest estate agents in your selling area.
Once you have a budget in place, a Muuvin adviser will assist you during property viewings, helping you navigate the process of making offers to estate agents or reserving a new build.
Upon offer acceptance, considered the application phase, Muuvin schedules further appointments to advise on the most suitable mortgage for your situation. This is when the advice fee becomes payable, solicitors are engaged, surveyors are appointed, and comprehensive credit checks are conducted. This marks the official start of the sale, and typical timelines usually commence from this point.
The legal and mortgage processes unfold with ongoing support from your adviser, who helps answer questions, provides guidance on communication with estate agents and solicitors, and ensures a smooth progression.
The exchange of contracts signifies a significant milestone, marking the point of no return. Until contracts are exchanged in England, either party can withdraw, with the buyer facing higher risks of lost fees. For this reason it is crucial to choose reliable professionals for representation to help minimise the risk of this happening.
During the period between exchange of contracts and completion, it is crucial to refrain from conducting any credit checks, as the mortgage offer can still be withdrawn, making you liable for the property without finance.
Completion – This is when you receive the keys and officially own the property, usually happens about a week after the exchange of contracts. It is increasingly common for exchange and completion to occur on the same day, at which point your mortgage finalizes, and monthly payments commence.
At this point all that’s left to say is …. Congratulations you are a homeowner!!
Brilliant service from Daniel. He handled everything expertly and was professional throughout. He ensured I fully understand the terms and conditions of my mortgage. Will be using Daniel again in the future
Great service, quick to answer all queries and works hard to get the best for clients,
Dan was brilliant from start to finish! Took all the stress away from what can be a very stressful process. Would highly recommend him and I’ll be using Dan and his services again in the future.
By far the best mortgage advisor around! Would highly recommend to anyone who’s looking for their first mortgage or about to renew. I recently renewed my mortgage and Dan saved me a fortune every month! Thanks again.
I used Daniel for remortgage of my property - answered any questions with clear expert knowledge and can only recommend him for others.
