Posted Date: 20/11/2025
Buying your first home is a major milestone, but it also comes with new financial responsibilities. It’s a good time to think about how you would manage those responsibilities if your circumstances changed unexpectedly.
Why It Matters

Protection helps provide financial stability if you’re unable to work due to illness, injury, or other life events. It’s designed to help keep important payments, like your mortgage and bills, on track so you can focus on recovery rather than financial pressure.
Moving Forward

When you take on a mortgage, reviewing what level of protection could suit your situation is worth considering. Even basic cover can make a difference, helping to reduce stress and give peace of mind as you settle into your new home.
At Muuvin Mortgages & Protection, we offer no-obligation calls to help new homeowners review their options and understand what might be suitable. You can also view more information about protection on our dedicated page: Protection Advice.
FAQs
Do I need protection when buying my first home?
It’s not required, but it can help ensure you’re financially supported if something unexpected happens.
Can I get protection after completing my mortgage?
Yes, you can review and arrange protection at any time, even after you’ve bought your home.
Does protection have to match the full mortgage amount?
Not necessarily. The level of cover you choose depends on your circumstances and what you want it to protect.
Disclaimer
Your home may be repossessed if you do not keep up repayments on your mortgage.
This article is for general information only and should not be taken as advice. Mortgage applications are subject to status and lender criteria. The information provided is correct as of the date it was posted and may be subject to change without notice.


