Reviewing Your Protection When Life Changes

Posted Date: 6/11/2025

Life rarely stays the same, and your financial protection shouldn’t either. Major life events such as moving home, starting a family, or changing jobs can affect the level of protection that’s right for you.

Why It Matters

When circumstances change, the cover you once had in place may no longer reflect your current needs. Reviewing your protection helps ensure that your household could still manage essential costs if something unexpected happened. It’s about keeping your plans aligned with your lifestyle, not just your mortgage.

Moving Forward

If it’s been a while since you reviewed your protection, it may be worth taking another look. A quick review can help identify any gaps and confirm whether your existing cover still fits your situation.

At Muuvin Mortgages & Protection, we offer a no-obligation call to discuss your current circumstances and help you understand what type of protection review might be suitable. You can also get more information by completing a quick questionnaire: Protection Quote.

How often should I review my protection?
It’s a good idea to review whenever your circumstances change such as a new job, house move, or family change.

Can I adjust existing protection instead of taking out new cover?
Yes, depending on your policy, you may be able to update your cover rather than start fresh.

Does reviewing protection affect my current policy?
Not necessarily. Reviews are often just a chance to check that your cover is still appropriate.

Disclaimer

Your home may be repossessed if you do not keep up repayments on your mortgage.
This article is for general information only and should not be taken as advice. Mortgage applications are subject to status and lender criteria. The information provided is correct as of the date it was posted and may be subject to change without notice.